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Through our program with HUB International TOS Limited, one of the largest insurance brokerages in Canada, SPRA Certified Fitness Leaders automatically receive $2,000,000 in Commercial General Liability Insurance coverage with their annual certification. Without insurance, many Fitness Leaders are being placed in situations of undue and unfair personal risk. If an individual were sued for a bodily injury or property damage claim arising out of their work, then his or her personal assets would be exposed in defending themselves against any claim including the hiring of a lawyer and/or paying any settlement.
This insurance program will ensure you have coverage within your Scope of Practice as a Group Exercise Leader, Aquatic Exercise Leader, Exercise for Older Adults Leader or Fitness Yoga Leader depending on your area(s) of certification. Many Fitness Leaders working in Saskatchewan are either part-time or contract employees, and thus cannot be covered under a facility's policy, if in fact the facility has coverage. Regardless of where you are leading classes in Saskatchewan, you will be covered with this insurance package.
The SPRA insurance program only provides coverage for certified Fitness Leaders in good standing. Therefore, if you let your certification lapse, the insurance program will not cover you until all requirements are met. Please visit the HUB TOS website for more information about this insurance program and to print off an official copy of the insurance certificate. We are very excited to be able to provide our valued Fitness Leaders with the protection and security of this insurance coverage.
If you have any questions regarding this matter, please contact SPRA Fitness at (306) 780-9470 or toll-free at 1-800-563-2555. | 
